THE BREMTO FAMILY
Payments to organise. Books to keep. Decisions to plan. Find the right tool for each part of your financial day.
Built around businesses in Malta.
Clear, focused tools. One familiar Bremto family.
A little more clarity.Illustrative view · the apps have separate workspaces
CHOOSE YOUR WORKSPACE
Four focused applications, each with a clear purpose. Open the one you need and pick up your work there.
Bring your receivables and payables into focus. Review what is owed, keep supporting documents close and prepare the next payment step.
Work with invoices, bills and bookkeeping records. Review financial reports and use the AI assistant to help make sense of your business information.
Set out expected receipts and payments, connect your plan to profit and balances, and compare scenarios before making a decision.
Import a payment CSV, correct flagged details and review the batch before downloading a file for your bank’s upload process.
THE BIGGER PICTURE
A useful financial routine starts with the records, then makes room for questions about what comes next.
Know which invoices and bills need attention, and keep track of the information behind them.
Pay & ReceiveUse your books and reports to see the difference between sales, profit, balances and cash.
AI AccountingBuild a dated forecast from reviewed inputs. Explore what happens when receipts or payments move.
Cash FlowImport reviewed payments from a CSV. Check the batch, download your file and continue in your bank’s own process.
SEPA File GeneratorA PRACTICAL STARTING POINT
Malta and EUR are the starting point for Bremto. The aim is straightforward: help you organise the information, understand it and take a considered next step.
Keep the records and assumptions behind the figures. A useful answer starts with the right inputs.
Check AI explanations and proposed actions against the underlying records before relying on them.
Expected cash is not cash received. Revisit dates and assumptions as the business changes.
A FEW USEFUL ANSWERS
Choose an app, then continue in its own workspace.
Use Pay & Receive for receivables and payables, AI Accounting for bookkeeping and financial reports, Cash Flow to plan future receipts and payments, and SEPA File Generator to turn a reviewed payment CSV into a downloadable bank file.
No. Pay & Receive, Accounting and Cash Flow each keep their own company workspace and financial records. SEPA File Generator uses the CSV you provide. Signing in does not automatically sync invoices, bills, bank activity or forecasts between the apps.
Pay & Receive and Accounting have their own sign-in pages. Cash Flow offers sign-in through an existing Pay & Receive or Accounting identity. Use the same provider when returning to a Cash Flow workspace; matching email addresses do not automatically merge separate identities or access. SEPA File Generator does not require an account.
No. Import your CSV, review the payment details and download the file. The generator does not transmit payments to a bank. Follow your bank’s own validation, upload and authorisation process. File validation does not confirm bank acceptance or account ownership.
The AI assistant can help explain information and prepare supported proposals. Review its answers and any proposed action against your records. AI explanations are not a substitute for professional accounting or tax advice.
No. Cash Flow produces management forecasts from your entered balances, assumptions and payment dates. A forecast that reconciles is still a forecast. Tax treatment, filing obligations and statutory reporting require a separate review of your business’s circumstances.
YOUR NEXT STEP
Your Bremto apps,
all within reach.